Are you looking to save more money? Helplessly trying to find some sort of trick or tip to add more money back into your budget? Or simply earn some extra cash? Yeah, me too! Well, luckily for you I found some great Money Saving Apps and thought it would only be nice of me to share them with you. Below is the list of the Top 9 Money Saving Apps that you should be using to save or make more money!
Previously I’ve posted about a few apps that I love in individual posts. However, today I’ve decided to round up my Top 9 favorite Money Saving Apps for you, in one epic post!
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The list below represents the 9 Money Saving Apps that I personally use, highly recommend and have on my smartphone! All of these apps are ways you can add money back into your budget or back into your savings account. Who doesn’t love to save money? I can’t think of anyone who wouldn’t love to save more money or have more money in their savings by simply giving up a few minutes of their time.
These Apps are sooooo easy to use and can save you a ton! Heck, like I’ve said some even straight up make you money. If you have a smart phone snatch it up darling and get your downloading started. These Money Saving Apps are about to make you a little happier 🙂 – or well they at least make me giddy.
Comment below and let us all know which apps you have and use….
9 Money Saving Apps You Need on Your Smart Phone
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Have you heard about Ibotta yet? If not, it’s actually quite simple to use. Ibotta requires you to make purchases then submit receipts to earn cash back in your virtual account. It’s a great way to earn cash back on purchases that you were going to make anyways!
The payout is high and relatively simple to complete. Sign up for Ibotta and download the free app. Choose the retailer that you plan to shop at and then select the products that you are going to purchase. Once you select the products you will notice different opportunities to earn by completing activities. These activities include watching short videos, taking surveys or reading a recipe or product information.
Complete a purchase from an approved retailer. Snap a picture of your receipt while at home ( if you shopped at Walmart you can scan the bar code on your receipt ) and cash will be added to your account within 24hrs. To cash out of the app you can request money via Paypal or snag gift cards in the app. I love to save with these Money Saving Apps, especially Ibotta!
2. Checkout 51
Are you looking for a grocery app that can be used at ANY store? If so, Checkout 51 is the app for you. Heck with Checkout 51 you don’t even need a smartphone, you can use this program from a computer too.
Checkout 51 is soooooo simple to use. Download the app or signup online. Snap a picture of your receipt and select the products that your purchased. Your savings will be added to your virtual account with 48hrs. See didn’t I say it was EASY to use.
Some cool tidbits of info is that Checkout 51 can be used at any retailer, they offer cash back on fruits / vegetables every week and it can be used along with other apps! Don’t forget to mix sale items, Ibotta and other money saving apps to maximize your savings. Once you have $20 in your account you can request a check via mail.
For more details check out my post here.
3. Target Cartwheel
Cartwheel by Target is putting a whole new spin on savings. Once you create a username and password for Cartwheel by Target you are able to access literally thousands in savings! Cartwheel lets you see local offers via their app and lets you load them into your virtual account. Offers include % off groceries or $ off, such as $10 off a purchase of $50 worth of groceries. I recently nabbed 20% off my entire purchase.
Want to know what’s so great about Cartwheel? You don’t have to wait to cash out of the app! The savings apply instantly! So, let’s say you go to Target and purchase milk, bread, and some household cleaners. Cartwheel by Target and load any applicable offers and scan your app at the cashier to have the savings applied – INSTANTLY!
Now, once you go home…… Upload that receipt to Ibotta, Checkout 51 and any other app you have that saves you money. That my friend is how you maximize savings!
4. Walmart Savings Catcher
Walmart came up with a great app that “Catches” your savings when you shop at their stores. Purchase as normal from the retailer. Once at home scan the bar code from your Walmart receipt. The app then scans local competitors sales and “catches” any price difference. If they find any difference it will be added to your account.
Gone are the days of standing inline at the customer service desk with local fliers for them to price match. Savings Catcher does it automatically! To cash out you can request aWalmart or load the money onto your Bluebird card.
Ebates….. Aweeeeee…. E B A T E S … This is one my favorites!
Ebates, is a cash back sites that gives you a % of your purchase back via a BIG FAT check (as they put it) or Paypal.
So, how does Ebates work? Go to Ebates.com before making any online purchase. Log into your account and check to see if that particular store you are wanting to shop as participates in the program. If they do click the link that leads you to that online store. Shop as normal. Then wait for your % of savings to be applied to your virtual Ebates account. SIMPLE!
What make Ebates so great? Well, I love the idea for receiving money back on purchases I was going to make anyways. A great example would be Walmart.
Walmart has great prices, however they don’t frequently offers % off or flat $ amount off coupons. When you are looking to purchase maybe your children’s clothes, small appliances, or seasonal items, purchase them online! Why? Free shipping and a % off- best part is you don’t have to leave your house!
I recently had to purchase a mini-fridge, pressure cooker and summer clothes for the kids (we live in Florida, so we ALWAYS need summer clothes). I went to Ebates, clicked on Walmart and shopped as normal. However, I received 6% cashback on my purchase. If I had just gone to the store I wouldn’t have saved that 6%. See why Ebates is so amazing!
Shopkick has been around for several years now and I am a loyal user. To use Shopkick, simply walk into stores, scan products, and make your purchases. For your activities you earns points or as they call em “Kicks”.
There are other activities to do that can earn you Kicks. These would include watching short videos, discover recipes and add items to your shopping list. Kicks are also given by opening your app before you walk into stores . The app picks up where you are and gives you Kicks for entering the stores.
Once in the store you can scan different products they list to earn even more Kicks! Kicks can be redeemed for gift cards at your favorite stores. They have a Huge selection! See, this app makes you money! Shopkick has given away over $59 million in gift cards to date!
Swagbucks is essentially a search engine that rewards you via “SwagBucks”. These bucks can be turned into gift cards from a huge variety of retailers, including Amazon.
You can earn Swagbucks in a variety of ways. Completing a daily poll, watching short videos, playing games, completing searches thru their search engine, and much more, are just some examples of how you can earn Swagbucks! Earn more bucks by inviting friends and family to join. Once you have enough bucks you can head over to their reward center and cash in for gift cards or actual items. Personally I like to grab the Amazon gift cards.
Check out this post for more information on how Swagbucks works.
Jingit is a free money saving app that also allows you to earn cash for completing small activities. Some of the activities include scanning products, uploading receipts and watching short videos. With Jingit you can earn money instantly online, in-store, or on the go with participating brands. After you start using Jingit they will send you personalized offers to earn even more in savings.
In the beginning Jingit will cap your weekly earnings to $5. However, as you invite family and friends your earning can increase up to $10 weekly. How does it work? Download the app. Complete the registration using your facebook account or email address. Use the app to check in at participating stores. Scan participating bar codes. Earn cash instantly! Receive personalized offers to your favorite stores. Upload your receipts to earn cash. Apply for a Jingit visa debit card to spend your earnings!
9. Gas Buddy
Gas Buddy is an excellent money saving app that allows you to save on your fue;! It’s easy to find cheap fuel as they have a network of over 60 million users! Gas Buddy lets you search for cheap fuel by city, state or zip code. It includes listing for all USA cities and Canada.
This is a crowd sourced app, so if you find cheap fuel make sure you let your online community know. Gas Buddy is the most well-known app for finding cheap fuel. A few days ago I logged into the app and found that by purchasing my fuel closer to my sons school and not my house I was saving $0.35 a gallon! That’s a tremendous savings not only as a one time purchase but also over the course of the month and year!
Wow, what a list! Hopefully you find real value in these apps as my family and I have! It’s easy for someone to just recommend something and not really use it, my family and I use these apps daily! Many of these apps have been around for years and have a proven track record, saving consumers millions of dollars. Do your research and see if these apps can fit easily into your lifestyle.
Do you have any favorites money saving apps?
Comment below and let me know which apps you download