Are you ready for the Holidays? I’m not so sure if I am 100% ready (mentally for all the craziness), but I do know I am working on my Christmas Savings Budget. Do you even have a Christmas Savings Budget or do you just wing it? What’s your game plan for the Holidays?
Talking to many family and friend over the years I’ve realized there are generally two groups of people: those who are prepared and those that wing it. What “winging it” means is, that you have no Christmas Savings Budget, no idea of how much you are going to spend or what holiday gifts you are even going to purchase for your loved ones. This also may even be a strong indicator that you are going to rack up debt on credit cards because you are not financially prepared.
To help you take some steps towards starting a Christmas Savings Budget, I came up with some simple and easy 10 week savings plan. These 10 week savings plan ideas will help you save towards the Holiday season without going broke! Part of the reason I chose a ten week plan was because we still have more weeks than that left till Christmas and it gave you some room if you needed extra time to actually put this plan into play.
So let’s stop the chitty chit chat here and get started! Check out these Easy Christmas Savings Budgets to help you NOT go broke for the holidays.
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How To Start Your Christmas Savings Budget:
There are more than 10 weeks left till Christmas so let’s rock’n’roll this Christmas Savings Budget! Grab your calendar and decide what week you are going to start this quick, race to the finish line budget. This savings plan will help you save $500 towards your Holiday Season Budget. If you are looking to save even more than that, you could always double the savings amount. If you don’t feel that you can financially save $500 then simply cut back on the amount saved each week.
Not everyone gets paid weekly, no problem. If you are paid bi-weekly, simply add the amount you would have needed to set aside for the two weeks and place it into your savings account. Monthly, then you add up four weeks worth of savings. I’m sure you can figure out the rest. 🙂
Plan One: $50 Weekly Christmas Savings Budget
Plan 2: Varying Weekly Christmas Savings Budget
If you are looking for more money saving resources, below you will find some of my favorites.
Ibotta – If you don’t like to clip coupons or feel funny handing over coupons to the cashier, no worries! Ibotta will solve that problem for you. This is a money savings app that will save you on groceries, clothing, restaurants, toiletries, beer and wine, and much more. Ibotta
$5 Meal Plan – You can snag a free trial period by using my link here. This is a meal plan service delivered right to your email to help you save more on groceries and not eat out as much! I absolutely love this service.
Ebates – If you are like me and love to make online purchases, why not get paid to do so. Ebates is a site that rewards you with a percentage back of your online purchase. Use my signup link to get $10 FREE.
What are your Holiday Savings Plans?